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Download Insurance Legal and Regulatory (IF1) Exam Exam Dumps
NEW QUESTION 31
In a chain of events, the proximate cause of a loss is always the
- A. last event before the loss occurs.
- B. dominant event leading to the loss.
- C. only event which is not excluded by the terms of the policy.
- D. only event contributing towards the loss.
Answer: B
NEW QUESTION 32
A house slatls to have subsidence problems due to the negligence of a cable-laying company. The owner of the house claims under his household buildings insurance policy. Which principle allows the insurer to recover from the cable-laying company?
- A. Assignment.
- B. Salvage.
- C. Subrogation.
- D. Contribution.
Answer: C
NEW QUESTION 33
Under a coinsurance arrangement, who is ultimately responsible for payment of an agreed claim?
- A. Each coinsurer for its own proportion only.
- B. The intermediary.
- C. Each coinsurer for its own proportion, but also a share of any proportion unpaid due to the default of another coinsurer.
- D. The lead insurer.
Answer: A
NEW QUESTION 34
Which key test for money laundering is defined under the Proceeds of Crime Act 2002?
- A. Criminal possession.
- B. Criminal lifestyle.
- C. Criminal record.
- D. Criminal intelligence.
Answer: B
NEW QUESTION 35
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